Roadmap

Building the
future of finance.

Our journey from a simple offline wallet to a full decentralized financial platform.

7 of 14 phases complete

Completed
Q4 2025

Phase 1: Genesis

  • Core Solana wallet — create, import, send
  • SMS-based offline transactions
  • Phone-number identity
  • Self-custody key management
  • On-device PIN-encrypted key storage
Completed
Q1 2026

Phase 2: Multi-Chain

  • Ethereum, BNB Chain, Bitcoin, TON support
  • ERC-20 and SPL token transfers
  • USDC, USDT, DAI stablecoins everywhere
  • Cross-chain bridge across 2,000+ routes
  • Native + memo-aware deposit handling
Completed
Q1 2026

Phase 3: Intelligence

  • OffChain Agent — natural-language AI assistant
  • Voice-call price alerts
  • Trending tokens & instant price lookups
  • Multi-turn context with PIN-gated actions
  • Free + paid tier with daily limits
Completed
Q1 2026

Phase 4: OffChain Gift

  • Gift cards across 100+ countries
  • Mobile airtime & data recharge worldwide
  • Utility bill payments
  • Apple, Amazon, Google Play, Steam, and more
  • Pay with any supported chain or stablecoin
Completed
Q2 2026

Phase 5: OffChain Stocks

  • Tokenized US equity exposure
  • Apple, Nvidia, Tesla, Microsoft, and more
  • Fractional shares from $1
  • 24/7 trading — no market hours
  • Self-custody of stock tokens
Completed
Q2 2026

Phase 6: OffChain Perps

  • Perpetual futures on majors
  • Up to 50x leverage
  • Cross-margin position management
  • Real-time PnL and funding tracking
  • Self-custodial — keys never leave the device
Completed
Q2 2026

Phase 7: Editorial Redesign

  • Obsidian Signal design system
  • Progressive web app launch
  • Mobile UI rebuild with Satoshi typography
  • Onboarding overhaul + PIN rotation
  • NFC tap-to-pay between phones
In Progress
Q3 2026

Phase 8: OffChain Secure

  • 2-of-3 recovery vault — device, authenticator, email
  • Encrypted cloud backup with user-held keys
  • Social recovery via trusted contacts
  • Hardware-key passkey support
  • Multi-device sync with end-to-end encryption
Upcoming
Q3 2026

Phase 9: Distribution

  • Google Play Store launch
  • Apple App Store launch
  • OEM partnerships (Xiaomi, Oppo, Vivo)
  • Multi-language localization
  • First-time-user growth playbook
Upcoming
Q4 2026

Phase 10: OffChain Cold

  • Air-gapped hardware wallet
  • NFC signing-card form factor
  • QR-only offline transaction signing
  • Travel mode for high-value vaults
  • Open-source firmware
Upcoming
Q1 2027

Phase 11: Developer Platform

  • OffChain API — public REST endpoints
  • OffChain SDK for JavaScript, Python, React Native
  • SMS-relay-as-a-service for partners
  • Webhooks, sandbox, and provisioning tools
  • OAuth identity for third-party apps
Upcoming
Q2 2027

Phase 12: OffChain Pay

  • Merchant point-of-sale terminal
  • OffChain Card — crypto-backed prepaid
  • Invoicing and subscription billing
  • Mass payouts and stablecoin payroll
  • Loyalty and cashback program
Upcoming
Q3 2027

Phase 13: Governance

  • Airdrop to early users and SMS senders
  • Token-gated Agent tiers
  • OffChain DAO and treasury
  • Fee-share program for active users
  • Quarterly fee buybacks and burns
Upcoming
2028 →

Phase 14: Beyond

  • USSD support for feature phones
  • Satellite SMS fallback
  • Browser-extension wallet
  • OffChain Earn — yield and staking suite
  • On-device AI agent (no servers)